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As a novice investor, it might seem an uphill task to settle on the perfect type of mutual fund for investment. In case of such a dilemma, the first thing to do is to think about your investment objective. Your…

Basics of Mutual Funds in India Mutual Fund is a financial means that allows multiple investors to ‘pool’ their capital in order to put together an enormous savings corpus. This money is then invested by investment experts called Fund Managers…

How many of us actually realize that we lose lots of bucks in paying added money on bills whenever we dine out at restaurants? Well, most of us fail to understand what service charge, service tax and VAT charges (levied…

For Indian investors, gold has been a favorite investment instrument and it is for a good reason as well. Gold has proved an efficient ally against inflation and equity market downturns. Recently, gold is returning better than debt or equity…

Buying a property is a dream for many people, but they are not aware of the hidden costs, and usually end up paying a lot more for the property than they would have actually paid if they would have acted…

Buying a flat is a big decision to make and sometimes takes most of your savings. Also, a good part of your monthly earnings will go into paying installments, if you are planning to take a home loan. Hence, it…

Recurring Deposit (RD) and Fixed Deposit (FD) are the two most admired investment plans in India, especially for the investors who do not have an appetite for risk. The key benefit of endowing funds in a RD or FD plan…

The prevalence of credit cards in India has become increasingly widespread, thanks to the convenience and privileges they offer. However, the soaring interest rates and additional charges suggest that a credit card holder must be extremely cautious about how to…